Frequently Asked Questions

Explore FAQs about Meridio, our health plans, and our approach to helping businesses simplify benefits.

About Meridio

How long has Meridio been in business?
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Meridio has been helping businesses simplify health benefits since 2018. We are focused on providing more affordable coverage options backed by personalized support every step of the way. Learn more about Meridio here.

Why do businesses choose Meridio?
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Businesses choose Meridio for more affordable health benefits, simplified administration, and personalized support. We make it easier to offer coverage without adding complexity.

Does Meridio serve businesses nationwide?
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Yes. Meridio is headquartered in New York City and serves businesses nationwide. Meridio's fast-growing team is located across the US.

Can Meridio help businesses with employees in multiple states?
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Yes. Meridio supports multi-state teams with health benefit solutions designed to provide consistent support and coverage options across locations - along with the ongoing support for participants and the company operations.

How is Meridio different from brokers, PEOs, and other benefits providers?
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Unlike many traditional benefits providers, Meridio focuses on serving smaller businesses (typically under 100 employees) and pairs more affordable health benefit options with ongoing, dedicated support for easier management.

Is Meridio an insurance carrier?
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No. Meridio helps businesses identify the right health benefits for their team based on their needs, budget, and goals. We also handle enrollment, implementation, and ongoing support to make benefits easier to manage.

What is the difference between traditional health insurance and Meridio?
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Meridio provides a simpler approach to health benefits with flexible coverage options, transparent pricing, and dedicated support. We help businesses navigate benefits without the complexity of traditional models.

What types of businesses use Meridio?
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Meridio supports small and fast growing businesses (primarily below 100 employees) across all industries and types of teams including W2 full-time and part-time employees, 1099 contractors, seasonal workers, and multi-state teams.

How does Meridio make health benefits easier to manage?
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Meridio combines simple technology, dedicated support, and streamlined administration to make benefits easier for businesses and employees to understand, implement, and manage.

How can I learn more about Meridio's Health Benefits solutions?
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Connect with our Sales team anytime by filling out the contact form on our website: https://www.getmeridio.com/talk-to-meridio-sales

How can I contact Meridio support?
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Contact Meridio Customer Care at 212-634-9389 or customercare@getmeridio.com. Our team is available Monday through Friday from 9:00 AM to 6:00 PM ET.

Working with Meridio

What support does Meridio provide to business owners and operations teams?
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Meridio helps simplify every step of the health benefits journey. From choosing the right plans to enrollment and ongoing administration, our team helps you navigate benefits decisions, compliance needs, and team questions.

Does Meridio help with benefits administration and compliance?
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Yes. Meridio helps businesses simplify health benefits administration and stay ahead of compliance requirements with dedicated support throughout plan implementation, enrollment, and ongoing management. Learn more about benefits compliance in the Meridio post: Employee Benefits Compliance: What Businesses Need to Know.

How does Meridio handle annual health benefit renewals?
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Meridio provides ongoing renewal support to help businesses review health plan options, understand changes, and make informed decisions for the year ahead. For more information on open enrollment, read the Meridio post: Health Benefits Open Enrollment: Best Practices for Your Team.

How quickly can a business set up health benefits with Meridio?
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Meridio simplifies setup with guided implementation, enrollment support, and dedicated assistance throughout the process. Timing depends on your business needs and selected plan options. Depending on plans chosen, set-up can be as quick as 4-6 weeks.

How does Meridio help with employee benefits enrollment?
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Meridio supports businesses and employees throughout enrollment with guidance, resources, and access to Benefits Guides to help answer any questions and manage the enrollment process for you.

Does Meridio share data with payroll systems?
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Meridio is designed to simplify benefits administration, whether or not a formal payroll integration is needed. During onboarding, we work with each business to align contribution setup, billing, and participation tracking with their existing processes.

How does Meridio help employees understand their benefits?
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Meridio makes benefits easier for employees to understand through simple plan information, enrollment support, and access to Benefits Guides who can answer questions throughout the year.

Meridio Plans

What health benefit plans does Meridio offer?
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Meridio offers flexible plans designed to meet the different business needs of our customer base. Options range from more affordable preventive coverage starting at $180/month to expanded, more comprehensive plans. For more information, see our plans page.

Does Meridio offer ACA-compliant health plans?
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Yes. Meridio provides ACA-compliant health benefit solutions and guidance to help businesses meet requirements while offering valuable coverage to employees.

How much can businesses save with Meridio health benefit solutions?
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Meridio helps many organizations reduce healthcare costs by approximately 20-30% annually. Savings depend on the organization's current plans, workforce, and benefit goals.

Can businesses offer health benefits without a minimum employee requirement?
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Yes. Meridio offers plan options with no minimum group size requirements, making it easier for businesses to provide benefits regardless of team size.

General Questions

How can businesses offer health benefits without a large budget?
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Meridio helps businesses of all sizes offer affordable health benefits with flexible plan options and transparent pricing. We work with our customers to find coverage that fits their needs without unnecessary costs. For more information on cost-effective health insurance, read our guide to cost-effective health insurance plans.

What is the best health insurance option for small and growing businesses?
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The best option depends on your team, budget, and goals. Meridio helps businesses evaluate coverage options and choose plans that provide the right balance of affordability, flexibility, and support. Discover possible strategies on How to Choose the Right Health Benefits for Your Business

Why are traditional health benefits so expensive for smaller businesses (under 100 employees)?
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Traditional health benefits are often expensive because costs are tied to rising healthcare prices, annual premium increases, administrative expenses, and carrier underwriting. Smaller businesses also have less purchasing power, making it harder to negotiate competitive rates while still meeting employee expectations and compliance requirements. Explore Meridio's plan options to see how we help solve these challenges.

Take the Next Step

Whether you know what type of health benefits you’re looking for or you’re just starting to explore, our team can assist you. Schedule a call with us today.

Book a needs assessment